Self-funded Home Care.
Flexible, personalised support — on your terms.
Privately Funded In-Home Care.
Not everyone is eligible or wants to wait for government funding, and some people prefer the freedom to choose exactly the type of support they receive. Self‑funded home care (also known as privately funded care) gives you complete control over your services, your schedule, and your care experience.
Whether you’re waiting for Support at Home funding, not eligible for government subsidies, or simply want additional services beyond what your funding covers, self‑funded care allows you to start receiving support immediately.
Why Choose Self-Funded Care.
Self-funded is ideal if you want:
No waiting periods — start services as soon as you’re ready
Full choice and flexibility — select the services that matter most to you
Support while waiting for government funding
Additional services on top of your Support at Home or CHSP allocation
Short‑term or occasional help without long‑term commitments
What Services Can I Access Privately?
With self‑funded care, you can access the full range of Cura Aged Care services, including:
Personal & Daily Living Support.
- Showering & grooming
- Dressing & mobility assistance
- Meal preparation
- Medication reminders
In-home & Lifestyle Support.
- Cleaning & household tasks
- Laundry & linen changes
- Gardening & home maintenance
- Transport to appointments or social outings
Health & Wellbeing Services.
- Nursing care
- Allied health support
- Social connection & companionship
- Respite for carers
Short‑Term or Occasional Support.
- Help after a hospital stay
- Extra support during recovery
- One‑off or seasonal assistance (e.g., spring cleaning, garden tidy‑ups)
If you’re unsure what level of support you need, our team can help you design a personalised plan that fits your goals, lifestyle, and budget.
Who Is Self‑Funded Care For?
Self‑funded care may be the right choice if you:
- Want to begin services immediately
- Prefer not to go through the My Aged Care assessment process
- Are waiting for Support at Home funding to be assigned
- Need services that fall outside government programs
- Want more hours or more flexibility than your funded program allows
- Are not eligible for government subsides
Many people use self‑funded care as a bridge while waiting for government funding — ensuring they receive support without delay.
How Does Payment Work?
Self‑funded care is simple and transparent.
Our team will walk you through the costs before services begin so you feel confident and informed.
You only pay for the services you choose
There are no hidden fees or long‑term contracts
You can increase, decrease, or stop services at any time
You receive clear, easy‑to‑understand invoices
FAQ's.
Do I need an assessment to access self‑funded care?
No. You can start privately funded services at any time without going through My Aged Care. This makes it a great option if you want support quickly.
Can I combine self‑funded services with my government‑funded care?
Yes. Many people choose to top up their funded services with privately funded support, especially if they need extra hours or specialised services.
How quickly can services start?
In most cases, services can begin within days — sometimes even sooner. Our team will work with you to arrange a schedule that suits your needs.
Is there a minimum number of hours I need to book?
No. You can book as little or as much support as you need. Some people choose a weekly visit, while others prefer occasional or one‑off assistance.
Can I stop or change my services at any time?
Yes. Self‑funded care is completely flexible. You can adjust your services whenever your needs or preferences change.
Is Self‑Funded Home Care Right for You?
If you’re looking for immediate support, more flexibility, or services tailored entirely to your lifestyle, self‑funded care with Cura Aged Care may be the perfect fit.
